The hit is coming...No increment for this year..This is the second step taken after the travelling and hiring freeze last 2 months.
Although I had been expecting the economy will impact us soon, but when it really come i still feel worry and dont know how to plan for my personal financial :(
I have a feeling that this round of economy down turn will be worse than the one in 1997 and with longer periods.
So, advise for fren fren sekalian, save your money in cash, try not to take new loan, plan your financial carefully...
The worst is yet to come..